Well folks, something has occurred in my life that I had nearly given up on. One of my life-long dreams seems to be coming true.
As you know, I'm disabled and living on a bee's budget. The thought of home ownership was a fond wish that I was fairly certain would never come true.
Thanks to bad leadership and mismanagement at a state wide level, having no credit at all has become my ticket to wish fulfillment.
Years ago, when the conspiracy to eliminate family farms started, the powers that be apparently didn't realize they were also destroying their tax base. New York is populated with abandoned farms and nothing could hurt my gut more than seeing empty homes. Because of this short-sighted plan, New York now is in the position of having to repopulate rural areas. I'm quite certain this is true in other states as well. I saw the ruin in rural Alabama back in the early 70's!
Anyway...US Dept. of Agriculture is now offering loans through their Rural Development program and I....me, the lady with no money and no credit, have been approved for a loan to buy a home. Can you believe it??? I have been dancing on air. A yard of my own to grow vegies and flowers and trees in...rooms I can paint and decorate to my hearts desire...my own place of comfort and sanctuary...my God, I never thought it could happen.
Receiving this news is truly one of the happiest days of my life and I can't wait to get started. Barbara and I and our mother will be able to share expenses and help each other survive day to day life. This is especially timely due to the fact that mom is 80 now and needs someone to be there everyday. I am so blessed that here, in the last quarter of the game; I will have the means to do what I always promised I would do...take care of her. There are tears in my eyes - tears of joy and gratitude to whatever cosmic influences have made this possible.
Honestly, it was one of the most amusing things I've ever heard, to hear a woman happily proclaim on the other end of the telephone, that I was approved for a loan because I had no credit!
I guess America really is the land of opportunity after all...you could knock me over with a feather. So, please, all of you that know me and whom I love; feel free to let out a big Yee Haw for a very happy camper in rural New York.